• Motor Third Party Insurance (MTP)
  • Workers Compensation Insurance (WC)

CAR INSURANCEMotor Third Party Insurance (MTP) compensates and protects road users who may be injured or killed by a vehicle. As a statutory insurance, the limits are set by Law and the compensation amounts are pre-set. According to the current rates (August 2013), the maximum amount of compensation you will get as an accident victim is UGX 1,000,000 with an aggregate per accident of UGX 10,000,000 from this insurance. In Uganda, it is illegal for you to operate a vehicle (including motorbikes) without the minimum, the statutory cover. This does not mean that the liability is only worth UGX 1,000,000-this is just the maximum amount the insurance company will contribute towards your compensation for the accident. You can increase the upper limit of your third party insurance, See your Broker.Third Party Fire and Theft (TPFT) includes the basic MTP cover and also covers loss or damage to the vehicle if it is (i) damaged by fire, lightening or explosion, (ii) damaged either during an attempted theft or while it is stolen, and (iii) if it is stolen but not recovered. Comprehensive is the widest motor insurance cover you can have as it covers: fire to the vehicle, accidents/damage to the vehicle, motor third party (bodily injury and property damage) as well as statutory obligations. Its premiums are much higher than the other two covers. In addition to, for example, the benefits of the Third Party Fire and Theft cover; it will also cover your car against accidental damage (for example hitting a tree while you drive) as well as the car’s accessories and replacement of spare parts. If you would like to enjoy extra benefits like the Personal Accident, Political Violence Terrorism and Sabotage extensions, additional premium will be charged.Workers compensation /employee liabilityWorkers Compensation (WC) is a compulsory insurance that is applicable to all employees in Uganda (whether formally or informally employed) who might be accidentally injured, die or acquire an occupational disease during the course of their employment. In the case of bodily injuries, this cover will only apply if the employee is on their way directly to work, at work or on their way directly home after work. In a domestic setting, WC would cover domestic staff who might suffer accidental work related bodily injuries. The option to upgrade to the Group Personal Accident (GPA) cover which offers the employee more protection is also available. The GPA includes WC and covers the employee worldwide for 24 hours/7 days a week and therefore does not limit the benefit to the limitations mentioned in WC. GPA can also be extended to Group Life making it possible for the Insured to be compensated in respect of claims logged due to natural death.Domestic InsuranceA Domestic package provides the widest cover required for a home, its content, owners, legal liability and domestic staff. Through its various sections, it will cover fire to the building, contents of the household (that do not leave the premises), personal effects which are portable, for example a mobile phone, workers compensation and legal liability to the occupants (either the landlord or the tenants).Private Public Liability InsurancePublic Liability insurance covers the legal liabilities against the insured person or corporate body arising from the public. Examples of businesses which can consider taking this cover are hospitals, hotels, supermarkets, stadiums, schools and hotels. In taking this policy, you will be required to give estimated amounts which the insurance company will pay in the event of a claim or loss. These amounts are commonly referred to as Limits of liability. You can estimate the maximum limit of liability on one event and maximum limit of liability in aggregate (total claims payable per year).HEALTH INSURANCEMedical or Health Insurance basically pays out when the insured person falls sick or suffers bodily injury or incurs medical expenses. You can either get medical insurance from a Health Maintenance Organization (HMO)-which will, more often than not, limit access to medical to that particular HMO or their branch network-or from an Insurance Company which provides medical insurance and a much wider range of health facilities that you can visit for treatment. Medical insurance covers, in part, out-patient, in-patient and extensions such as dental, optical, maternity and emergency evacuation by road or air ambulance. The detail will depend on your particular needs.  TRAVEL INSURANCEBRITAM Insurance provides cover for travelers going beyond the Ugandan borders to countries all over the world. BRITAM works along with Travel Insurance Consultants who are the underwriting managers and Europe assistance which a has global representation, these do the payment of medical bills abroad, emergency evacuation and repatriation, in hospital monitoring, emergency information and assistance, return of mortal remains and legal assistance. / uganda Tel: 04177702600 / 0312 702600LIFE INSURANCELife assurance is a contract between an insurance policy holder and an insurer, where the insurer promises to pay a designated beneficiary a sum of money (the “benefits”) upon the death of the insured person. Depending on the contract, other events such as terminal illness or critical illness may also trigger payment. Major categorizations of life-based contracts include:

  1. Protection policies which are designed to provide a benefit in the event of specified event. Typically this would be a lump sum payment. A common form of this design is term insurance.
  2. Investment policies are designed to facilitate the growth of capital by regular or single premiums.
Insurance Brokers Address Telephone Website E-Mail
AON Uganda 11/13 lower Kololo Terrace t: 0414230238 / 0414344819 / 0414229100 e:
The Intercontinental Insurance Brokers Ltd 129 old Kiira Road t: 0414220485 e:
Marsh Uganda Ltd 3 Bandali Rise, Bugolobi t: 0414220485 w:
Acacia Insurance brokers ltd Plot 80 Buganda Rd(opp YMCA) 0414661198 / 0751819594 / 0772855675 w:
Health Insurance Address Telephone Website E-Mail
AON Uganda 11/13 lower Kololo Terrace t: 0414230238 / 0414344819 / 0414229100 e:
The Intercontinental Insurance Brokers Ltd 129 old Kiira Road t: 0414220485 e:
Marsh Uganda Ltd 3 Bandali Rise, Bugolobi t: 0414220485 w:
Acacia Insurance brokers ltd Plot 80 Buganda Rd(opp YMCA) 0414661198 / 0751819594 / 0772855675 e:
AAR Health Service 16A, Elizabeth Avenue, Kololo t: 0414 309800 / 0321 200400, w: e:
Gold Star Insurance 6th floor, Crane Chambers, Kampala Road Tel +256 414 250 110/111,+256 414 343 704 w: www. e:
International Air Ambulance 4686, Kisigu – Namuwongo t: 0414 309800 / 0321 200400, w: e:
St. Catherine’s Clinic 83, Buganda Road, t: 0414 231543 w: e:
International Health Network(IHN) 31, Bandari Rise, Bugolobi Kampala, Uganda, t: 0414 235686 w: e:
AAR Health Service 6 Makindu Close, Off Windsor Crescent, Kololo, t: 0414258527
Case Medical Centre 69/ 71 Buganda Road, t: 0414250362 / 0312261123 w: e:
Jubilee Insurance Co Parliament Avenue, t: 0414236029 / 0414434374 e:
Liberty 1,2nd floor, Investment House, Dundas Road Kololo, t: 0414233794/ 0312264919 w:,
Sanlam life Insurance (U) Ltd 3 Nakasero Hill Road t: 0417726526, w: e:
UAP Insurance Co. Ltd 1 Kimathi Avenue t: 0414 332700 w:
Kampala International Medical Centre. Kansanga t: 0414510620 e:

If you need a visa to enter Uganda you can apply online. A single entry visa for Uganda costs USD50 but there is also an East African Multiple entry 90 day visa, which costs USD 100 and covers Uganda, Kenya and Rwanda. You need to apply through the country you will visit first. If this is Uganda apply through

Employees Work Permit (called Entry permit in Uganda)

All non-nationals (including nationals of Burundi, Kenya, Rwanda, and Tanzania) that wish to settle and conduct business in Uganda are required to have an entry permit. Application must be made online through

Entry Permit

This permit allows the applicant to live and work in Uganda. This permit is always sponsored by an Organisation or company which must have a mandatory Organisation code

Refer to this link for the requirements needed for your work permit. In order for you begin processing your work permit, you will need the organisation’s (immigration) code to include on your application. If your organisation is not profiled/does not have a code, you can either get us in contact with your organisation or you can contact us.

Once the application is submitted it will be studied by an Immigration Officer. Please note that during the approval process additional information may be required. The new required information can be submitted electronically through “Manage your applications”. The decision taken on the application will be sent electronically through the email provided by the applicant

If approved, an approval letter will be sent as an attachment to the email provided. Click on the link to download it. If applying from outside Uganda, you may still be required to apply for a visa (depending on which country you are coming from) to enable you to enter Uganda as a travel letter is not permission to enter Uganda. You will also need to present a valid travel document (e.g. passport) of not less than 6 months validity to the Immigration officer at the port of entry. Below are the requirements needed for the organisation profiling procedure i.e how to get the code

Organisation Profiling

Organisations will be required to forward specific company documents for profiling their organisations in the system (Prior documentation of the organisation). Entry Permit applications can only be made against profiled organisations. If the Organisation fully submits the required information for profiling, a code is system generated for it and sent to the Organisation by e-mail through the email address
provided. After receiving the code, it will then be possible for the necessary work permit applications for that Organisation to be submitted electronically using that Organisation code.

To profile an Organisation;
• Log on to
• Download and fill in the form:” imm001” in either Microsoft Word or Excel format
• Compile list of mandatory documents in soft copy

Ministry of Internal Affairs
75 Jinja Road t: 0414595945, 0414348707
Below are the various work permits for the
various professionals.

Class A Diplomatic Service
Required documents

  • Fill the entry permit form
  • Attach photocopies of passport
  • 2 passport size photos
  • Covering letter from the embassy and supportive letter from the Ministry of foreign affairs
  • Note Verbale

Class A2 Expatriates in Gov’t services
Required documents

  • Fill entry Permit form
  • Attach photocopies of the passport
  • 2 passport size photos
  • Covering letter from the Organisation/line ministry
  • Copy of contract

Class B Investment in Agriculture
Required documents

  • Photocopy of the passport (bio-data page)
  • Recent passport size photo
  • Police clearance from Interpol or home country
  • Covering letter
  • Copy of non-refundable payment receipt of $ 1500
  • Copy of Land title
  • Recommendation from LCs or RDCs office
  • Work plan/ Feasibility study of the project to be undertaken
  • Security bond

Class C Investment in Mining
Required documents

Photocopy of the passport (bio-data page)

  •  Recent passport size photo
  • Security bond
  • Police clearance from Interpol or home country
  • Copy of non-refundable payment receipt
  • Copy of Uganda Investment Authority (U.I.A) license
  • Support letter from ministry of Energy, Minerals &Natural Resources
  • Copy of mining license issued in Uganda

Class D Business and Trade
Required documents

  • Copy of certified Company Bank statement (last three months)
  • Copy of Trading license
  • Copy of the passport (Bio-data page)
  • Copy of the income Tax clearance
  • Copy of security bond
  • Copy of recent passport size photo graph
  • Clearance letter from Interpol or home country

Class E Manufacturers
Required documents

  • Clearance letter from Interpol or home country
  • Copy of Uganda Investment Authority license
  • Security bond
  • Copy of the passport (bio-data page)
  • Copy of recent passport size photo
  • Copy of the Income Tax clearance